Tag · Canada
spousal rollover
Loopholes Tagged "spousal rollover"
Plain-English guides to Canadian legal rights and workarounds related to spousal rollover.
Easy estate-planning
RRIF Successor Annuitant Election — Keep a Spousal RRIF Rolling After Death
If a spouse or common-law partner is named as successor annuitant on a RRIF, the plan can often continue with far less tax friction than a lump-sum payout to the estate.
Easy estate-planning
RRSP Spousal Rollover at Death — Move a Deceased Spouse’s RRSP Without Immediate Tax
A surviving spouse or common-law partner can often move RRSP proceeds into their own RRSP, RRIF, PRPP, or annuity instead of triggering immediate tax on the deceased’s final return.