Tag · Canada
student debt
Loopholes Tagged "student debt"
Plain-English guides to Canadian legal rights and workarounds related to student debt.
Easy student-loans-education
Federal Student Loans Are Now Interest-Free — Repayment Assistance and RAP Explained
Since April 2023, federal Canada Student Loans carry 0% interest — and the Repayment Assistance Plan (RAP) caps your monthly payments at 20% of income, potentially resulting in $0 payments for low-income graduates.
Hard student-loans-education
Student Loan Bankruptcy Discharge — When Student Debt Can Be Eliminated in Bankruptcy
Student loans are generally not discharged in bankruptcy for 7 years after leaving school — but after 7 years, they can be discharged like any other debt, and a hardship exception allows earlier discharge after 5 years in some cases.