Charitable Bunching Calculator
Because the Standard Deduction is so high, regular charitable giving often yields zero tax benefit. See how "bunching" 3 years of donations into one Donor-Advised Fund (DAF) changes the math.
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State & Local Taxes (SALT) are capped at $10,000.
Total Tax Deductions Over 3 Years
$0
Standard Yearly Giving
$0
Bunching (3 Years via DAF)
$0
Extra Tax Deductions Created
How it works: In Year 1, you put 3 years of donations into a DAF, which pushes your itemized deductions far above the standard deduction. In Years 2 and 3, you safely take the standard deduction while your DAF slowly pays out the money to charities.