HSA Triple Tax Advantage Calculator

See why the Health Savings Account is considered the best retirement account. Compare the power of tax-free growth against a standard taxable investment account.

Annual HSA Contribution

Your Marginal Tax Rate

Years Invested

Expected Annual Return

Tax-Free Dominance

$0
HSA Balance (No taxes on growth)

Standard Taxable Brokerage

Upfront Income Taxes Saved

The HSA gives you an upfront tax deduction every year, grows completely tax-free, and withdraws completely tax-free for medical expenses (the "Triple Advantage"). A standard account gets taxed on dividends and capital gains every year.