Tag · United States
estate planning
Loopholes Tagged "estate planning"
Plain-English guides to U.S. legal rights and workarounds related to estate planning.
Low Risk Easy Estate Planning
Inherited IRA Spousal Rollover — Move a Deceased Spouse’s IRA Into Your Own Name
Can preserve tax deferral and improve distribution timing after a spouse’s death
None Risk Easy Estate Planning
FTC Funeral Rule — Your Rights When Arranging a Funeral
$1,000 - $5,000+ per funeral
Low Risk Easy Estate Planning
Social Security Lump-Sum Death Benefit — Claim the $255 Payment Many Families Forget
$255 that is often left unclaimed after a death
Low Risk Easy Estate Planning
ERISA Survivor Annuity Protection — Married Workers Can Challenge Missing Spousal Consent
Can preserve a spouse’s rights to retirement-plan benefits that might otherwise be redirected improperly
Low Risk Easy Estate Planning
Stepped-Up Basis on Inherited Assets — Eliminate Capital Gains Tax on Appreciated Investments and Property
Potentially tens of thousands to hundreds of thousands in capital gains tax eliminated
None Risk Easy Estate Planning
Transfer on Death (TOD) and Payable on Death (POD) Designations to Skip Probate
$2,000 - $20,000+ in probate costs and months of delay
Low Risk Easy Estate Planning
TreasuryDirect Beneficiary Registration — Put Savings Bonds and Treasuries on a Direct Transfer Track
Can simplify transfer of Treasury holdings at death and reduce estate-administration hassle
Low Risk Easy Estate Planning
TSP Beneficiary Designation — Override the Default Order Before It Sends Your Money the Wrong Way
Can keep a TSP balance out of probate and avoid the wrong person inheriting by default
Low Risk Medium Estate Planning
Inherited IRA 10-Year Rule — What Non-Spouse Beneficiaries Must Know Before They Miss Deadlines
$10,000–$100,000+ in avoided taxes through strategic withdrawal planning